Travel Insurance Fact Sheet
COVERAGE DETAILS
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Travel Insurance Plan Details
Underwritten by Generali U.S. Branch
| Insurance Coverage | Overview |
| Trip Cancellation 100% of Trip Cost. |
Provides reimbursement for forfeited, prepaid, non-refundable, and non-refunded published payments that your guest paid for their unused trip if they are prevented from taking their trip due to a covered reason |
| Trip Interruption 150% of Trip Cost. |
Provides reimbursement of forfeited, prepaid, no'n-refundable, and non-refunded published payments that your guest paid for their unused land or water arrangements if their trip is interrupted due to a covered reason. Also provides reimbursement for the additional transportation cost to return home or rejoin their group. |
| Travel Delay $600 person $200 per person per day |
Provides reimbursement for reasonable additional expenses incurred by your guest for accommodations, meals, telephone calls, local transportation, vehicle parking charges, and pet kennel fees if and while your guest is delayed 12 consecutive hours or more during their trip due to a covered reason. |
| Baggage $1,000 per person |
Provides coverage for loss, theft, or damage to your guest's baggage and covered personal effects during their trip. |
| Baggage Delay $1,000 per person |
Provides reimbursement for the purchase of necessary clothing and toiletry items if your guest's baggage is delayed by a common carrier for more than 24 hours during their trip. |
| Medical and Dental $25,000 per person $2,000 Emergency dental expense. $1,000 No Out-of-Pocket Medical Expense Telemedicine Service Included |
Provides coverage for certain necessary medical and emergency dental care expenses if your guest gets sick or accidentally injured while on their trip. Coverage is in excess of your guest's standard coverage, except where prohibited. |
| Emergency Assistance and Transportation
$1,000,000 per plan $10,000 Companion Hospitality Expenses |
Benefits include emergency transportation to the nearest suitable hospital, help to return home if medically necessary, and expenses for a companion to visit your guest if they are traveling alone and are hospitalized for more than seven days. |
| Accidental Death & Dismemberment - Travel Accident $100,000 per plan |
Provides coverage if your guest is injured by an accident, which occurs while they are on their trip, and they suffer the loss of life, one or both hands, one or both feet, and/or sight in one or both eyes within 365 days of the accident |
| Rental Car Damage $25,000 per plan | Provides primary coverage if your guest's rental car is damaged due to collision, fire, flood, theft, vandalism, windstorm, or hail. |
| Note: Per person limits are also subject to plan maximums. | |
Medical and Dental Includes:
No Out-of-Pocket Medical Expense
If your guest develops an acute illness while traveling that requires treatment by a physician, we can schedule a medical visit with an in-network physician, when available, and guarantee payment up to $1,000 to the physician for the medical visit. This service does not apply to Dental Covered Expenses.
Telemedicine Service
Instantly connects your guest with a network of physicians for information, advice, and treatment, including prescription medication, when appropriate. Telemedicine services are available during your guest's domestic or international trip. Limitations may exist on the availability of prescription medication outside of the U.S.
Travel Services
Provided by our designated provider
Travel Assistance
24/7 assistance with unexpected problems during your guest's trip.
Travel Information Services
Guidance and services before your guest leaves home and during their trip.
Concierge Services
Includes pre-trip assistance and help with: scheduling golf tee times; ticketing for entertainment and other special events; making restaurant, airline, and rental car reservations; and more.
Identity Theft Resolution
A service that provides assistance when your guest's identity has been compromised while traveling. This service is automatically included for a full 180 days starting on your guest's scheduled departure date. ID Theft Resolution does not include, and shall not assist your guest for thefts involving non-U.S. bank accounts.
Roadside Assistance
Provides 24-Hour Roadside Assistance in the United States, Puerto Rico, and Canada, which includes:
- Towing Service
- Battery Jump/Minor Roadside Adjustments
- Locksmith Services
- Fuel Delivery
- Vehicle Winching/Extraction
- Flat-tire Change
